Maybe you noticed that mortgage rates have dropped and are tempted to refinance your current loan (as thoughts of the money you could save dance through your head). But is refinancing a good idea for you? Will…
Posts Tagged ‘rate’
Should I Refi?
Posted by ecreal on November 21st, 2009
Predatory Lenders: Don’t Be Preyed On
Posted by ecreal on October 24th, 2009
Predatory lenders are lenders that use unfair and abusive tactics to take advantage of their borrowers. They may do this in a variety of ways, though many of them involve deception and excessive pressure toward an agreement…
Pre-What?!
Posted by ecreal on October 10th, 2009
You’ve been preapproved! (…or was it prequalified?) But what does that really mean? Is it the same as prequalifying? The terms ‘preapproved’ and ‘prequalified’ are often confused or used intermittently, but they are not the same thing.…
Interested in Interest Rates?
Posted by ecreal on September 18th, 2009
Rates are going up. Rates are going down. It feels like a roller coaster! How are these peaks and valleys of interest rates determined? And what can you do to make sure that you get the best…
Credit Card Crackdown
Posted by ecreal on September 2nd, 2009
Great news! On August 20th, the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (Credit CARD Act) began effect. This establishes new regulations to protect people like you from the implementation of unfair and deceptive practices…
Top 10 Reasons to Get an FHA Loan
Posted by wreda on August 28th, 2009
If you went to get a mortgage four years ago, you would have been bombarded with options. Do you want zero down? An 80/20? Perhaps a Low Doc, or No Doc, or negative amortization loan? Whatever your…
What Not to Wear
Posted by ecreal on August 14th, 2009
Appearances matter. Whether you are buying a car, interviewing for a job, or just picking your kids up from school, the way that you present yourself will influence how you are perceived. You may want to give…
Mortgages 101
Posted by ecreal on August 4th, 2009
Deciding which type of home loan is right for you can be a difficult and confusing process. There are many options when it comes to choosing a home loan. Here are the basics of a few more…
Time to refinance?
Posted by Tom Nowakowski on December 8th, 2008
Since I have written typically of the current financial position of the economy, I think it’s best to add the mortgage industry in this.
Whether your looking to lower your payment consolidate debt or purchase a new…