By now everybody has heard of the First Time Home Buyer tax credit, and to take advantage of the $8,000, you have to meet the April 30th deadline. What the government is now saying that your second time is almost as good as the first!
Now…
Archive for the ‘news’ Category
Your Second First Time
Posted by mmetz on March 1st, 2010
Rising ATM Fees
Posted by gtong on December 29th, 2009
You’re going up to a register and you find that you’ve got no cash on you! You quickly try to find your bank so you can use their ATM, but there isn’t one nearby. So you just use the next ATM that you find and…
In Good Faith
Posted by ecreal on December 14th, 2009
Effective January 1, 2010, all loan applications must use a new Good Faith Estimate form in order to be accepted. The Real Estate Settlement Procedures Act (RESPA) requires all mortgage lenders to provide you with a Good Faith Estimate for your mortgage loan. This form…
Don’t Get Sick!
Posted by gtong on November 11th, 2009
With the season changing, the temperature is going to be changing day by day. It might be hot one day and cold the next, which is a prime time for flu season. But beware! The cold you have may have a bigger effect on you…
Tax Credit Extension: Approved!
Posted by ecreal on November 6th, 2009
Excellent news if you didn’t get a chance to take advantage of the $8000 First Time Homebuyer Tax Credit – it’s been extended! The Senate voted unanimously yesterday to approve an extension of the credit through April 2010. They also amended the bill to expand…
The Big Three: How Are They Doing?
Posted by ecreal on September 30th, 2009
It has been nearly a year since the CEOs of the Big Three flew their over-sized private jets to Washington begging for bailouts. Now that the bailouts have had time to set in and reconstruction of these flawed companies has been under way, how are…
Quick Qualify For CARD
Posted by gtong on September 28th, 2009
The government has started cracking down on credit card companies. Feeling relieved? Well, you might want to take a look at your policy again. As a last ditch effort, many of these companies are trying to hoard up as much money as they can before…
What a Relief!
Posted by ecreal on September 20th, 2009
This past April, the government began accepting applications for a homeowner assistance program called Making Home Affordable, or MHA. This program is a $75 billion initiative aimed at keeping homeowners in their homes by making their mortgage payments more affordable. MHA has two plans: the…
To $8000 and Beyond!
Posted by ecreal on September 14th, 2009
There are talks in Congress to extend the $8000 tax credit that is set to expire in the end of November. Is this a good thing for our economy? Many people believe so, and some are willing to fight for this extension.
The two largest…
Credit Card Crackdown
Posted by ecreal on September 2nd, 2009
Great news! On August 20th, the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (Credit CARD Act) began effect. This establishes new regulations to protect people like you from the implementation of unfair and deceptive practices by large credit companies. As of now, only…