Didn’t get a chance to take advantage of the Cash for Clunkers program for your car? Well, there’s another program that you might want to look into. In an effort to help out the environment, the government…
Archive for August, 2009
Cash for Clunky Appliances
Posted by gtong on August 31st, 2009
Identity Crisis
Posted by ecreal on August 30th, 2009
RED ALERT! You have discovered (or been notified) that your identity and account information have fallen into the hands of a dark, shadowy figure. At first you were scared. Then you were worried. Now you are just…
Till Debt Do Us Part
Posted by ecreal on August 29th, 2009
Marriage is a beautiful thing. It’s the joining of two people for better or for worse, in sickness and in health, for richer or for poorer—hold on one second! You do know whether your spouse falls under…
Top 10 Reasons to Get an FHA Loan
Posted by wreda on August 28th, 2009
If you went to get a mortgage four years ago, you would have been bombarded with options. Do you want zero down? An 80/20? Perhaps a Low Doc, or No Doc, or negative amortization loan? Whatever your…
Why Paying Points Makes “Cents”
Posted by kmcdonald on August 27th, 2009
I’ve been in the mortgage industry for over six years and one thing never ceases to amaze me: the minute I tell someone my profession, they always feel compelled to inform me of their “incredible rate” and…
Thinking Tiny
Posted by gtong on August 26th, 2009
Is your house just way too big for your lifestyle? The size of an average new house has shrunk by 7% compared to 15 years ago. Smaller homes means smaller prices, have smaller bills, and smaller mortgages.…
Penny Pinching! Your Groceries
Posted by gtong on August 25th, 2009
Why hello there! It’s no surprise, being a crab, I like to pinch. One thing I love pinching is my pennies.
The phrase “penny pinching” might have you thinking of Ebenezer Scrooge from A Christmas Carol…
Low To No Down Payment?
Posted by bmay on August 24th, 2009
These days in the mortgage world, the phrase “low down payment” is viewed as an anomaly. With investors combating foreclosures and many states caught in a declining market, it hardly seems viable to require little or no…
Paint Your Walls, Change Your Mood
Posted by ecreal on August 23rd, 2009
Got the blues? Red hot? Green with envy? Did you know that the color of your walls can change your mood? It’s true; certain colors can evoke different emotions in people. Here’s a guide to wall colors…
FHA ALL DAY
Posted by kmcdonald on August 22nd, 2009
As lending guidelines become tighter for conventional financing, many borrowers are turning to what, until recently, was a very underused but phenomenal program, FHA financing. Established in 1934, the FHA has insured over 34 million properties since…